Glossary of Terms
Eldercare Terms and Topics
As you navigate the foreign territory of parent care, you can encounter specialized topics and terms that are unfamiliar. The links in this page describe eldercare topics and terms introduced in this website.
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LONG TERM CARE
Homecare is generally non-medical in nature and is delivered at home by an unpaid family member or by a paid caregiver whose qualification comes, not from formal training, but from experience. Homecare can be provided by a business that sends caregivers into the home or by individuals who work on their own and who the family engages privately. Payment is usually from private funds. Existing long term care policies may pay for homecare but most are not written to cover the full cost of homecare. In some states, the state operated Medicaid program covers all, or part, of the cost of homecare for those who qualify. Licensing and oversight of homecare varies dramatically from state-to-state. In states that do not regulate the service, anyone with a business license can operate a homecare business. When you or your parent engages a caregiver, it can be prudent to clarify responsibility for liability and worker’s compensation coverage and for Social Security and other taxes.
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The material in this website is for informational purposes only. It is not intended to replace the advice of a professional such as an attorney, accountant, financial planner or geriatric care manager. Although this website is periodically updated, it may contain information which is incomplete, inaccurate or out of date.